{"id":2077,"date":"2024-11-07T18:09:00","date_gmt":"2024-11-07T18:09:00","guid":{"rendered":"https:\/\/www.origo-reality.cz\/blog\/?p=2077"},"modified":"2024-11-07T18:09:40","modified_gmt":"2024-11-07T18:09:40","slug":"hypoteka-v-nemecku-na-nemovitosti","status":"publish","type":"post","link":"https:\/\/www.origo-reality.cz\/blog\/penize\/hypoteka-v-nemecku-na-nemovitosti\/","title":{"rendered":"Hypot\u00e9ka v N\u011bmecku na nemovitosti"},"content":{"rendered":"

Existuje velk\u00e9 mno\u017estv\u00ed d\u016fvod\u016f, pro\u010d se rozhodnout pro vyu\u017eit\u00ed hypot\u00e9ky v\u00a0N\u011bmecku. A\u0165 u\u017e tou\u017e\u00edte po z\u00edsk\u00e1n\u00ed nemovitosti u na\u0161ich soused\u016f, nebo v\u00e1s pouze l\u00e1kaj\u00ed ni\u017e\u0161\u00ed \u00faroky, firma Sparkasse p\u016fsob\u00edc\u00ed v\u00a0\u010cR, v\u00e1m pom\u016f\u017ee fixovat hypot\u00e9ku a\u017e na 10 let nebo zajist\u00ed p\u016fj\u010dky a\u017e 90 % z\u00a0kupn\u00ed ceny nemovitosti. O hypot\u00e9ku m\u016f\u017ee po\u017e\u00e1dat libovoln\u00e1 fyzick\u00e1 osoba.<\/strong><\/p>\n

<\/p>\n

Pevn\u00e1 \u00farokov\u00e1 sazba a v\u00fdhodn\u00e9 financov\u00e1n\u00ed hypot\u00e9ky<\/strong><\/h2>\n

Sparkasse nab\u00edz\u00ed garantovan\u00fd pevn\u00fd \u00farok, ale tak\u00e9 mo\u017enost financov\u00e1n\u00ed\u00a0hypot\u00e9ky v\u00a0eurech<\/strong><\/a>, co\u017e b\u00fdv\u00e1 v\u00a0mnoha p\u0159\u00edpadech v\u00fdhodn\u011bj\u0161\u00ed. Hypot\u00e9ka v\u00a0eurech sebou p\u0159in\u00e1\u0161\u00ed p\u0159edev\u0161\u00edm jistotu stability, ochranu p\u0159ed mo\u017en\u00fdmi v\u00fdkyvy (kter\u00e9 v\u00a0posledn\u00ed dob\u011b jsou obrovsk\u00e9 a \u010dast\u00e9), a za t\u0159et\u00ed p\u0159in\u00e1\u0161\u00ed ni\u017e\u0161\u00ed \u00farokov\u00e9 sazby. Sparkasse Oberlausitz-Niederschlesien se na rozd\u00edl od jin\u00fdch firem vyzna\u010duje prvot\u0159\u00eddn\u00edmi a u\u017eivatelsky v\u00fdhodn\u00fdmi podm\u00ednkami, kter\u00e9 vyhovuj\u00ed pot\u0159eb\u00e1m klient\u016f.<\/p>\n

Kdo m\u016f\u017ee z\u00edskat hypot\u00e9ku nebo refinancov\u00e1n\u00ed?<\/strong><\/h2>\n

Sparkasse\u00a0<\/strong>umo\u017e\u0148uje z\u00edskat hypot\u00e9ku a refinancov\u00e1n\u00ed hypot\u00e9ky t\u011bm, kte\u0159\u00ed pracuj\u00ed v\u00a0zahrani\u010d\u00ed a p\u0159ij\u00edmaj\u00ed platy v\u00a0eurech a maj\u00ed p\u0159edev\u0161\u00edm dostate\u010dn\u00fd p\u0159\u00edjem v\u00a0t\u00e9to m\u011bn\u011b. Dobrou \u0161anci pro z\u00edsk\u00e1n\u00ed slu\u017eeb\u00a0Sparkasse<\/strong>\u00a0maj\u00ed i podnikatel\u00e9, kte\u0159\u00ed v\u00a0t\u00e9to m\u011bn\u011b fakturuj\u00ed. Krom\u011b t\u011bchto dvou slu\u017eeb m\u016f\u017eete vyu\u017e\u00edt i \u00fav\u011bry pro renovaci a rekonstrukci nemovitost\u00ed.<\/p>\n

S\u00a0pravideln\u00fdmi investicemi ke stabilit\u011b v\u00a0budoucnosti<\/strong><\/h2>\n

Pokud hled\u00e1te mo\u017enost, jak si do budoucnosti zajistit finan\u010dn\u00ed pol\u0161t\u00e1\u0159, m\u016f\u017eete d\u00edky Sparkasse budovat sv\u00e1 aktiva a ukl\u00e1dat pravideln\u00e9 \u010d\u00e1stky. K\u00a0dispozici v\u00e1m bude jak\u00a0investi\u010dn\u00ed spo\u0159en\u00ed<\/strong><\/a>\u00a0(p\u0159i kter\u00e9m m\u00e1te jistotu a stabilitu, kterou zaji\u0161\u0165uje regulace n\u011bmeck\u00e9ho finan\u010dn\u00edho sektoru) nebo\u00a0investov\u00e1n\u00ed do fond\u016f<\/strong><\/a>.<\/strong>\u00a0A\u0165 u\u017e si zvol\u00edte jednu nebo druhou mo\u017enost, m\u016f\u017eete se kdykoliv obr\u00e1tit na odborn\u00edky ze Sparkasse, kte\u0159\u00ed v\u00e1m v\u017edy dob\u0159e porad\u00ed. Zku\u0161en\u00fd t\u00fdm je kvalitn\u011b vy\u0161kolen a neust\u00e1le se zdokonaluj\u00ed ve sv\u00e9 profesi.<\/p>\n

D\u00e1v\u00e1te p\u0159ednost spo\u0159en\u00ed s\u00a0p\u0159\u00edsp\u011bvky od st\u00e1tu?<\/strong><\/h2>\n

Jestli\u017ee pat\u0159\u00edte mezi nad\u0161ence do spo\u0159en\u00ed s\u00a0p\u0159\u00edsp\u011bvky od st\u00e1tu, kam spad\u00e1\u00a0stavebn\u00ed spo\u0159en\u00ed<\/strong><\/a> i d\u016fchodov\u00e9 spo\u0159en\u00ed<\/strong><\/a>, pak nev\u00e1hejte vyu\u017e\u00edt slu\u017eeb Sparkasse. P\u0159edev\u0161\u00edm pracuj\u00edc\u00ed, kte\u0159\u00ed za prac\u00ed doj\u00ed\u017ed\u011bj\u00ed do zahrani\u010d\u00ed maj\u00ed mo\u017enost vyu\u017e\u00edvat v\u00fdhodn\u00e9ho spo\u0159en\u00ed se st\u00e1tn\u00ed podporou. Zam\u011bstnavatel\u00e9 obvykle p\u0159isp\u00edvaj\u00ed do d\u016fchodov\u00e9ho spo\u0159en\u00ed i v\u00a0\u010cR, ale Sparkasse zaji\u0161\u0165uje lep\u0161\u00ed podm\u00ednky, jako je p\u0159\u00edsp\u011bvek s\u00a0da\u0148ov\u00fdmi \u00falevami. Pro\u010d tedy nevyu\u017e\u00edt v\u00fdhodn\u00e9 spo\u0159en\u00ed?<\/p>\n

\"\"

Zdroj fotografi\u00ed: Sparkasse Oberl. Niedeschlesien<\/p><\/div>\n

Sparkasse Oberlausitz-Niederschlesien p\u0159in\u00e1\u0161\u00ed jistotu i v\u00a0jin\u00fdch sm\u011brech<\/strong><\/h2>\n

Pravdou je, \u017ee v\u00fdhody firmy Sparkasse Oberlausitz-Niederschlesien vyu\u017eij\u00ed lid\u00e9, kte\u0159\u00ed bydl\u00ed bl\u00edzko hranic s\u00a0N\u011bmeckem a doj\u00ed\u017ed\u00ed sem za prac\u00ed. Nicm\u00e9n\u011b si m\u016f\u017eete b\u00fdt jist\u00ed, \u017ee se v\u00e1m tyto v\u00fdhody opravdu vyplat\u00ed. Sparkasse se vyzna\u010duje nejlep\u0161\u00edmi podm\u00ednkami na trhu, kter\u00e9 jsou u\u017eivatelky p\u0159\u00edv\u011btiv\u00e9 a k\u00a0tomu firma zajistila i bl\u00edzkost sv\u00fdch pobo\u010dek pro v\u0161echny z\u00e1jemce. N\u011bmeck\u00e9 bankovn\u00ed produkty jsou i pro \u010desk\u00e9 ob\u010dany pln\u011b online a vy\u0161kolen\u00fd t\u00fdm v\u00e1s v\u0161\u00edm provede.<\/p>\n

Sparkasse jako nejv\u011bt\u0161\u00ed spo\u0159itelna na \u00fazem\u00ed N\u011bmecka m\u00e1 bohatou historii a sv\u00fdm klient\u016fm nab\u00edz\u00ed stabiln\u00ed a v\u00fdhodn\u00e9 hypot\u00e9ky a refinancov\u00e1n\u00ed, term\u00ednovan\u00fd vklad v\u00a0\u010desk\u00fdch korun\u00e1ch, spl\u00e1tkovou spot\u0159ebitelskou p\u016fj\u010dku s\u00a0pru\u017enou dobou spl\u00e1cen\u00ed a dal\u0161\u00ed r\u016fzn\u00e9 zv\u00fdhodn\u011bn\u00e9 garan\u010dn\u00ed podm\u00ednky. Banka byla ocen\u011bn\u00ed v\u00a0n\u011bkolika ro\u010dn\u00edch FOCUS MONEY a stala se nejlep\u0161\u00edm \u0159e\u0161en\u00edm pro r\u016fzn\u00e9 finan\u010dn\u00ed pot\u0159eby.<\/p>\n

V\u00edce informac\u00ed na:\u00a0https:\/\/www.sparkasse-oberlausitz-niederschlesien.de\/cs\/home.html<\/em><\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Existuje velk\u00e9 mno\u017estv\u00ed d\u016fvod\u016f, pro\u010d se rozhodnout pro vyu\u017eit\u00ed hypot\u00e9ky v\u00a0N\u011bmecku. A\u0165 u\u017e tou\u017e\u00edte po z\u00edsk\u00e1n\u00ed nemovitosti u na\u0161ich soused\u016f, nebo v\u00e1s pouze l\u00e1kaj\u00ed ni\u017e\u0161\u00ed \u00faroky, firma Sparkasse p\u016fsob\u00edc\u00ed v\u00a0\u010cR, v\u00e1m pom\u016f\u017ee fixovat hypot\u00e9ku a\u017e na 10 let nebo zajist\u00ed p\u016fj\u010dky a\u017e 90 % z\u00a0kupn\u00ed ceny nemovitosti. O hypot\u00e9ku m\u016f\u017ee po\u017e\u00e1dat libovoln\u00e1 fyzick\u00e1 osoba.<\/p>\n","protected":false},"author":1,"featured_media":2078,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[173],"tags":[],"class_list":["post-2077","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-penize"],"yoast_head":"\nHypot\u00e9ka v N\u011bmecku na nemovitosti - Origo-reality blog<\/title>\n<meta name=\"description\" content=\"Existuje velk\u00e9 mno\u017estv\u00ed d\u016fvod\u016f, pro\u010d se rozhodnout pro vyu\u017eit\u00ed hypot\u00e9ky v N\u011bmecku. A\u0165 u\u017e tou\u017e\u00edte po z\u00edsk\u00e1n\u00ed nemovitosti u na\u0161ich soused\u016f, nebo v\u00e1s pouze l\u00e1kaj\u00ed ni\u017e\u0161\u00ed \u00faroky, firma Sparkasse p\u016fsob\u00edc\u00ed v \u010cR, v\u00e1m pom\u016f\u017ee fixovat hypot\u00e9ku a\u017e na 10 let nebo zajist\u00ed p\u016fj\u010dky a\u017e 90 % z kupn\u00ed ceny nemovitosti. 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A\u0165 u\u017e tou\u017e\u00edte po z\u00edsk\u00e1n\u00ed nemovitosti u na\u0161ich soused\u016f, nebo v\u00e1s pouze l\u00e1kaj\u00ed ni\u017e\u0161\u00ed \u00faroky, firma Sparkasse p\u016fsob\u00edc\u00ed v \u010cR, v\u00e1m pom\u016f\u017ee fixovat hypot\u00e9ku a\u017e na 10 let nebo zajist\u00ed p\u016fj\u010dky a\u017e 90 % z kupn\u00ed ceny nemovitosti. 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